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The average user is 23, according to analytics firm Sensor Tower, and it's pretty evenly split between female and male users -- 48 to 52 percent.

(Monkey says that the average age of its users is only 17.) Monkey is the brainchild of Turner and co-founder Ben Pasternak.

"Our biggest focus when we built it from day one we wanted to create a community without inappropriate content," Turner said.

"I'm sorry that you experienced explicit content," Turner said.

"To clarify, however, the machine learning and human monitoring kicks in when a user is reported.

Monkey is a video-chat app for i Phone and i Pad, and connects users around the world with like-minded individuals for 10-second video chats using their Snapchat usernames.

If you make a connection, you could have a friend on social media, which can be as important as real life.

"In the early days of Snapchat, people tended to use it to send nudes," Turner noted.

Moore, the CEO and co-founder of RJMetrics, an on-demand database analytics and business intelligence startup.He managed to get a push notification that said "#Yo Been Hacked" to its users. He dropped out of high school at 15 to take the opportunity."My parents didn't help me to drop out, but once it finally happened they supported my decision," Turner admitted.But a brief time on the app revealed the same issues that brought down Chatroulette after a brief period of massive popularity in 2010.Among the 25 users CNBC chatted with, one was engaging in a sexually explicit act while another was showing off his genitals.The activity is monitored and then if the inappropriate content is confirmed, the user is banned.