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Your PIN will be the same for both your Virgin Atlantic American Express Credit Card and your Virgin Atlantic Visa Credit Card – however, you’ll be sent two separate PIN letters – one per card. If you want your Virgin Atlantic American Express Credit Card and your Virgin Atlantic Visa Credit Card to have the same PIN, you will need to change both PINs separately – changing one will not automatically change the other.You can also choose a different PIN for each card if you’d prefer.So if you transfer in month five, that’s only one month at the special rate.

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Remember though, the introductory money transfer rate lasts for six months from the date your account is opened (3% handling fee), not from the date you request it.

Please note, you will not earn Flying Club miles for money transfers.

Each of the cards will allow you to earn Flying Club miles at different rates.

To earn your Flying Club miles faster and maximise your rewards, use your Virgin Atlantic American Express When you're accepted for a Virgin Atlantic Credit Card Account, you’ll be sent a PIN.

You will then have the option of changing your PIN to one you find easier to remember.

For more information see 'Do I get a PIN for each card?For up to date information or advice on using your credit cards worldwide, please call 08000 567 686 from the UK or 44 1244 672 520 from overseas, lines are open 24 hours a day.Yes – every card comes with chip and PIN built in, giving you the most up-to-date protection against card crime.Just look out for the Master Card, Visa or American Express logos.Please note, you can only withdraw money from cash machines, not over the counter.You can add up to three additional cardmembers to your account at no extra charge.